Dealing with Super Split Policies

Where Income Protection or TPD policies are implemented with a linking arrangement between superannuation and personal ownership they need to be properly recorded in Beegle to avoid double counting the insurance benefits in Beegle reports and dashboards. 

For Income Protection:

• For the policy outside super, set the benefit type to 'Super linked'
• For the policy inside super, set the benefit type to it's true definition, e.g. 'Indemnity' or 'Agreed'

For TPD:

• For the policy held outside super, set the definition to ‘Super linked own’
• For the policy inside super, set the definition to ‘Any’ or whichever applies.